Before presenting our primary results, we measure the comparability for the therapy and control states.

Before presenting our primary results, we measure the comparability for the therapy and control states.

Motivations for Alternative Financial Solutions Credit Product Utilize

Expenses Financed with Alternative Financial Solutions Loans. Alternate services that are financial items are frequently marketed as short-term solutions for crisis cash requirements among liquidity-constrained people. Dining Table 4 presents the reasons that AFS users report for making use of these credit items. The absolute most typical explanation cited for utilizing an AFS loan had not been to meet up a crisis need: very nearly 50 % of AFS users (44 percent) reported with the loan to pay for fundamental cost of living. Very nearly 5 per cent reported using the loan to shop for luxury items. Nineteen % of customers utilized the loans in order to make up for lost earnings, almost 13 per cent of customers used the loan for automobile or house repairs, and much more than 2 % utilized the loan to cover medical costs. 16

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